Freeland allowing more 30-year mortgages, higher values for insured mortgages

Freeland announced that starting on Dec. 15, the cap for insured mortgages will rise to $1.5 million from the $1-million cap on September 16,2024. This would allow buyers to qualify for larger mortgages without putting 20 per cent down. On the same day, the government is also expanding the availability of 30-year mortgages. In the spring budget, the government expanded the eligibility of those long-term mortgages to new buyers who were purchasing new builds. But now the 30-year availability will apply to both first-time homebuyers and all buyers buying new construction homes.

For more information? Please contact me for free consultation.

Julia Kang 강주희

Mortgage Agent Level 1

LIC#M24001351

📱437 734 2778

🌎JkangMortgage.com

📧Jhkang.mortgage@gmail.com

Kakao ID: JKang111

📍VERICO HUNTINGTON CROSS MORTGAGE/LIC#12713

7191 Yonge Street Suite#1006

Toronto ON 

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